Job Information
Piedmont Federal Savings Bank Business Banker in Winston Salem, North Carolina
This job will be located at our Home Office, located at 201 South Stratford Road in Winston Salem. Prefer candidates who live within a 50 mile radius of Winston Salem, NC. Good credit history is a must!
[Business Banker
[POSITION SUMMARY The primary purpose of the Business Banker is to develop new and maintain existing client relationships by calling on businesses, professional groups, and high net worth individuals to solicit new loan, deposit and treasury relationships in alignment with the Bank's initiatives and risk appetite. In addition, they will work skillfully to develop a larger and broader portfolio of profitable clients through promoting the Bank as the primary financial institution of choice in the markets the Bank serves.
[PRIMARY ACCOUNTABILITIES [High Essential]{lang="EN"}]{lang="EN"}]{lang="EN"}]{lang="EN"}
- Provide exceptional customer service both internally and externally and serve as a role model to staff.
- Expand the banks business presence by cultivating, developing, and retaining long-term loan, deposit, and treasury clients and referral sources.
- Responsible for ongoing management of existing business clients.
- Obtain all documents for underwriting and creating the credit memorandum.
- Present credit requests to approving authorities, including Chief Credit Officer and the Board Loan Committee.
- Collaborate with current loan servicing group for underwriting requirements.
- Maintain full understanding of the Bank's Lending policy and applicable lending related policies and procedures.
- Identify potential risks and create action plan to mitigate.
- Participate in community or volunteer events representing the Bank, enhancing the Bank's visibility and giving back to the communities we serve.
- Possess the ability to identify and refer cross-sell opportunities.
[Low Essential]{lang="EN"}
- Provide support to Branch Managers and other departments to develop and maintain confidence needed to get maximum referrals.
[Non Essential]{lang="EN"}
- Other duties as assigned
- Cross train and back-up others, as assigned
[EDUCATION: 4 year college degree or equivalent work experience. Major or focus of study: Business or Finance
[RELATED EXPERIENCE: 5+ years of banking experience with minimum 2 years of business lending and underwriting.
]{lang="EN"}]{lang="EN"}